Federal Employees Update
September 30, 2025
As of right now, it appears there will not be a budget deal, and the government will shut down starting at 11:59PM this evening. If you have any questions or concerns about the impact of a furlough or eventual RIF, please reach out to me.
Ilene
ilene@dssfinancial.com

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You may be old enough to retire, but do you feel ready?
Recent surveys show that today's pre-retirees and retirees are less financially prepared to retire as compared to previous generations. When asked, boomers say they need $1.1 million to comfortably retire, but the median retirement savings is only $120,000. Achieving retirement readiness requires being smarter about retirement decisions. Let us help you navigate these choices.
Our topics are presented as micro-webinars and are designed for you to understand key concepts. Most importantly, they are combined with actionable checklists and other resources, so you can move forward in your choices. Right now.
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Award Winning Content at Your Fingertips. Literally.
Metamorphosis is thrilled to announce that we have been named as Runner-Up in the 2024 Money Inclusion and Awareness Awards. Selected out of a field of entries from 35 countries, this award is a recognition of the importance of who Metamorphosis serves and the importance of what we do. We thank you for being here!

At Metamorphosis, we believe that action is critical. That's why we have developed the 30-Day Financial Clarity Challenge.
Click the link below to log in and participate in the challenge. For less time per day than it takes to enjoy a cup of coffee, you can spend 30 days learning more about your finances and readiness to meet challenges. And then you can go do something you love to do!